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How CountrywidePayDay works

Countrywide Payday is dedicated to offering fast and hassle-free lending. Our simple loan process is designed to get you the money you need, when you need it most. Here’s how it works:

  1. Apply. Our online application takes only five minutes. There are no documents to fax in and you can apply from the privacy of home – no driving to the local shop, no waiting in queues.
  2. Approved. Sign your loan application electronically and you may get instant approval.
  3. Funded. Apply by 15:00 weekdays and the funds may be transferred to your bank on the same day. Apply after 15:00 and your money can be deposited directly into your bank account on the following work day. You may apply over the weekend for Monday funding. *

* The money will be transferred the same day from our bank; however please note that some banks take up 1 to 3 days for money transfers to clear. Charges may apply for guaranteed same day funding.


Typical APR is 6760.89%


Loan Requirements

You must satisfy the following requirements before you can be considered for a payday loan from Countrywide Payday:

  • Must have a valid bank account that can receive direct debit
  • Must be at least 18 years of age
  • Must be employed and receive a regular paycheque or salary
  • Must be a resident of the United Kingdom

For more information about our simple loan process visit our FAQ page or for more information about legal requirements, please review our Rates & Terms.

*All times listed refer to British Summer Time (BST) between the dates of 25 March and 28 October, otherwise all times are listed in Greenwich Mean Time (GMT).